Accepted Payment Methods (Debit Cards, Transfers, Wallet, etc.)

🏦 1. Debit and Credit Cards (Online Payment)

The easiest and most popular way to pay on Made In Nigeria is through your ATM card or credit card.
We accept all major Nigerian and international cards, including:

• 💳 Visa

• 💳 MasterCard

• 💳 Verve

Payments are securely processed using our trusted payment partners — Paystack and Flutterwave — which ensure bank-grade encryption and instant confirmation.

🔹 How to Pay with Card:

1. Choose “Pay Online” at checkout.

2. You’ll be redirected to a secure payment gateway page.

3. Enter your card number, expiry date, and CVV.

4. Confirm your payment using an OTP (One-Time Password) sent by your bank.

5. Once successful, you’ll receive a payment confirmation message and your order will automatically begin processing.

✅ Benefits:

• Instant payment confirmation

• Safe and encrypted transactions

• No need for manual verification

• Works on mobile or desktop

⚠️ Note: Ensure your card is enabled for online or international payments by your bank.

🔁 2. Direct Bank Transfer (Instant or Manual)

Prefer not to use your card? You can pay through a direct bank transfer.

We support instant transfers through Paystack, Flutterwave, or manual bank deposits to our verified escrow account.

🔹 How to Pay via Bank Transfer:

1. At checkout, choose “Bank Transfer” as your payment method.

2. You’ll see the account details (Made In Nigeria escrow account or auto-generated virtual account).

3. Transfer the exact amount shown on your order.

4. Once payment is confirmed, your order status will automatically change to “Processing.”

✅ Benefits:

• Great for users without ATM cards

• Easy for business orders or large amounts

• No extra card fees

⚠️ Note: Always use the exact reference number or order ID in your transfer to ensure quick verification.

💰 3. Made In Nigeria Wallet (Coming Soon)

Your Made In Nigeria Wallet allows you to store funds, receive refunds, and make quick purchases directly from your account — without entering card details every time.

🔹 How It Works:

1. Go to My Account → Wallet.

2. Click “Add Funds” and choose your preferred payment method (Card or Bank Transfer).

3. Your wallet balance will be updated instantly.

4. During checkout, simply select “Pay with Wallet.”

✅ Benefits:

• Fast checkout

• Safe and convenient

• Useful for frequent shoppers and vendors

• Refunds and commissions can be paid directly into your wallet

⚠️ Note: Wallet payments must be made by logged-in users only. Always keep your account secure with a strong password.

💵 4. Pay on Delivery (Cash or POS)

To make shopping more flexible, some vendors and regions on Made In Nigeria offer Pay on Delivery (POD) — allowing customers to pay only when they receive their orders.

🔹 How It Works:

1. At checkout, choose “Pay on Delivery.”

2. Your order will be confirmed and shipped by the vendor.

3. When your package arrives, pay using:

   • 💵 Cash

   • 💳 POS (Card Payment)

✅ Benefits:

• No upfront payment

• Perfect for new buyers building trust

• Verify your order before payment

⚠️ Note:

• Not all vendors or locations support POD.

• Always inspect your item before making payment.

• Repeated cancellations on COD orders may limit your access to this option in the future.

📲 5. USSD & Mobile Banking Payments

If you prefer to use your bank’s USSD code or mobile app, you can complete your transaction quickly and securely.

🔹 How to Pay:

1. Choose “Pay Online” at checkout.

2. Select your bank and choose “Pay via USSD” or “Mobile Banking App.”

3. Follow the on-screen instructions to complete payment.

4. Once done, you’ll be redirected automatically to your order confirmation page.

✅ Benefits:

• Works without an ATM card

• Great for mobile users

• Secure and fast

💼 6. Vendor and Affiliate Earnings Payout

If you are a vendor or affiliate, your earnings are also handled securely through our payment system.

You can withdraw funds using:

• Bank Transfer (to your registered Nigerian bank account)

• Wallet Transfer (if enabled)

Withdrawals are processed within 24–72 business hours once verified.

🧾 7. Supported Currencies

Made In Nigeria currently processes all transactions in:

• 🇳🇬 Nigerian Naira (₦)

All product prices, shipping costs, and commissions are displayed in Naira for easy calculation.
If you’re using an international card, your bank will automatically convert your currency to Naira at the current exchange rate.

🛡️ 8. Payment Security and Fraud Protection

Your security is a top priority at Made In Nigeria.
We use advanced SSL encryption, secure gateways, and two-factor authentication (2FA) to protect your transactions.

🔐 Security Highlights:

• No card details stored on Made In Nigeria servers

• Real-time fraud detection from Paystack & Flutterwave

• Verified merchant accounts for all vendors

• Automatic refunds for failed transactions

✅ Always make payments only through the official Made In Nigeria checkout page — never send money directly to vendors outside the platform.

⚠️ 9. Unsupported or Restricted Payment Methods

For your safety and to comply with Nigerian financial regulations, the following payment methods are not accepted:

🚫 Cryptocurrency (e.g., Bitcoin, USDT)
🚫 Foreign wire transfers (SWIFT)
🚫 Gift cards or vouchers (not issued by Made In Nigeria)
🚫 Peer-to-peer cash transfers outside the platform

💬 10. Need Help with a Payment?

If you encounter any issue while paying — such as failed transactions, double charges, or missing confirmations — our support team is always available to help.

📩 Email: support@madeinnigeria.com
📞 Phone: +234-XXX-XXX-XXXX
💬 Live Chat: Available Mon–Sat, 9AM–6PM

Provide your:

• Order ID

• Payment Reference

• Amount Paid

• Date of Transaction

We’ll investigate and resolve your issue as quickly as possible.

✅ Quick Summary: Accepted Payment Options